Hello - both me and my partner live together but not married (for personal reasons) so we don't qualify for IVF in Singapore. We consulted a fertility specialist who told us to get married to do IVF in Singapore (personally, I thought that isn't the right reason for us to go sign the papers

).
Also, I'm above 40 and I have not gone for any ART in Singapore prior hence I believe the subsidies are not available to us (even if we choose to get married).