Hi Tamarind
We only advanced once, the rest is loan from my hubby and my inlaws to her. Can't rem the times that she wanted to loan from us for the last 1.5 years, it seems like every few months or so. She took care of my gal well and we also want to help her if she has difficulties so that she can focus on her work too, and from Jan this year till July, she has borrowed $240 from hubby to repair her house due to typhoon (was reported in news) and for her daughter's hospital bills which we advance one month of her salary. For employers who will never advance salary to their maid, I personally felt that was too harsh unless the employers themselves have financial difficulties too, otherwise for urgent matters that affect life and death, to many of us who are working and have double income, that two or three hundred dollars may not be a big deal to many of us but to them it means ALOT. From an employer's standpoint, we sometimes do not want them to take advantage of us in terms of finances, however, speaking for myself, I must admit I do not know what it means to be poor living in life back in their village where electricity is scarce and precious and the farm harvest is subjected to weather/seasons and where their livelihood depends on the harvest and having many mouths to feed, but I can imagine it must have been tough so when it comes to matters such as hospital bills, these are matters that if we can help, we will help but for other matters outside of this, we won't help.
For savings, my agency gave us a record log such that every month we are suppose to save 20% of her salary and give her the 80% so that's her savings accumulated monthly. The savings will only be returned at end of contract.
For maids, we can't reason or teach them the way we advise our friends, because of background differences I realised .. My maid doesn't spend on herself in terms of buying things for herself other than phonecards, all for the family and she does know she needs to save extra on her own, but each time the dependents need money, it takes precedence over her savings.
We only advanced once, the rest is loan from my hubby and my inlaws to her. Can't rem the times that she wanted to loan from us for the last 1.5 years, it seems like every few months or so. She took care of my gal well and we also want to help her if she has difficulties so that she can focus on her work too, and from Jan this year till July, she has borrowed $240 from hubby to repair her house due to typhoon (was reported in news) and for her daughter's hospital bills which we advance one month of her salary. For employers who will never advance salary to their maid, I personally felt that was too harsh unless the employers themselves have financial difficulties too, otherwise for urgent matters that affect life and death, to many of us who are working and have double income, that two or three hundred dollars may not be a big deal to many of us but to them it means ALOT. From an employer's standpoint, we sometimes do not want them to take advantage of us in terms of finances, however, speaking for myself, I must admit I do not know what it means to be poor living in life back in their village where electricity is scarce and precious and the farm harvest is subjected to weather/seasons and where their livelihood depends on the harvest and having many mouths to feed, but I can imagine it must have been tough so when it comes to matters such as hospital bills, these are matters that if we can help, we will help but for other matters outside of this, we won't help.
For savings, my agency gave us a record log such that every month we are suppose to save 20% of her salary and give her the 80% so that's her savings accumulated monthly. The savings will only be returned at end of contract.
For maids, we can't reason or teach them the way we advise our friends, because of background differences I realised .. My maid doesn't spend on herself in terms of buying things for herself other than phonecards, all for the family and she does know she needs to save extra on her own, but each time the dependents need money, it takes precedence over her savings.